Terms

Terms of use

Susman Insurance Agency, a California-regulated insurance company (License 0B75129), runs this website. It furnishes broad facts about term life insurance and a comparison application that gives carrier quotes based on your responses.

Quoted rates are estimates. The figures provided are carrier quotations for your selected health category, given purely for information. They are not a commitment of coverage, a guarantee of price, or a promise of approval. The actual rate, health category, and approval are determined by each company through its underwriting; the final document and its amendments govern.

No coverage binds through this form. Submitting a quote inquiry, an application, or a contact form does not bind coverage. Coverage begins only when a company offers a policy, you accept it, and you pay.

Product availability. Carriers, products available, and prices depend on state, individual circumstances, and may shift at any time without notification. This tool generates prices for California applicants.

Educational use. Guidance presented on this website is informational, not professional financial, legal, or tax direction. Verify anything that affects your specific situation with a qualified professional.

Third-party service. The application page connects to a cloud service run by a third party under its own contract.